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Content about Legal professions

September 20, 2012

RONKONKOMA, N.Y. — In a catastrophic situation, dry cleaners aren’t like every other business

RONKONKOMA, N.Y. — Ever wonder what it would be like to sell something that no one wants to use? Insurance is something that the customer hopes (and usually believes) they will never use. Unfortunately, disasters happen, and that’s when we need our insurance most.

The hours following a disaster can be stressful and heartbreaking, but your insurance company is there to help you get through it quickly and with as little loss of business as possible.

What should you do if you have to file an insurance claim? The procedure is similar no matter what type of claim: property, bailee, sign, auto, etc. But in a catastrophic situation, dry cleaners aren’t like every other business. Most businesses, at time of loss, are not dealing with customers’ claims in addition to their own needs.

Here are some tips to working through your insurance claim:

Document the Damage — Take photos of the damaged property immediately, even if it’s with your cell phone. The key in dealing with any insurance claim is documentation. Document everything from the very start.